Important Regulatory Notice: MortgageLab UK is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide financial advice, mortgage advice, or personal recommendations. Your home may be repossessed if you do not keep up repayments on your mortgage.

What We Do

MortgageLab UK is a free, independent mortgage information and comparison website. We help people across the United Kingdom research mortgage options, compare lenders, and understand the home-buying process before speaking to a qualified broker.

We cover residential mortgages, buy-to-let, bridging finance, equity release, commercial mortgages, self-build, development finance, expat lending, and second-charge loans. Our database includes over 315 lenders across 10 categories.

Our Tools and Resources

Mortgage Comparison Tool — answer a few questions about your circumstances and see which lenders from our database may consider your application. Results are indicative only.

72 Free Calculators — stamp duty, affordability, overpayment, buy-to-let yield, remortgage break-even, and more. Calculations run in your browser; we do not store your inputs.

Knowledge Hub — in-depth UK mortgage guides from first-time buying to specialist lending, adverse credit, and portfolio landlord tax planning.

How We Earn Revenue

MortgageLab UK is funded by affiliate commissions from partner brokers and selected advertising. Commercial relationships do not influence comparison results or editorial conclusions. Affiliate links are clearly disclosed.

Our Approach to Content

We verify information against primary UK sources including the Bank of England, HMRC, the FCA, and lender criteria documents. Editorial content is produced independently of commercial relationships. See our editorial policy for full standards.

Contact

General enquiries: hello@mortgagelab.uk
Press and partnerships: hello@mortgagelab.uk