1) Editorial Independence
Commercial relationships do not control article topics, comparisons, or conclusions. Advertising and affiliate links are clearly disclosed and are separate from editorial content.
2) Source Standards
We prioritise primary UK sources: Bank of England publications, HMRC guidance, FCA statements, UK lender criteria, and official statistical releases.
3) Accuracy and Updates
We review high-traffic pages regularly and update when material changes occur — rate cycles, stamp duty thresholds, criteria changes, or regulation updates. Articles include visible update dates.
4) Corrections Policy
If we identify a factual error, we correct it promptly and update the page timestamp. Report possible inaccuracies to hello@mortgagelab.uk with the URL and evidence.
5) Product Mentions and Rankings
Mentions are based on stated criteria, not paid placement. Users should verify final product terms with a qualified broker or lender.
6) Review Process
Core guides are reviewed by our editorial team against current UK lender criteria and HMRC guidance. Reviewed articles are marked with author and reviewer attribution.